If you have been in a car accident that was not your fault, the other driver’s insurance company is supposed to cover the cost of medical bills, vehicle repairs and other related expenses up to his or her policy limits. Unfortunately, even if you have a valid claim, the other driver’s insurer may refuse to pay for your damages. It is in these situations that hiring a lawyer could be beneficial to you.
Our lawyers at Greg Monforton & Partners discuss why some insurance companies are slow to pay out benefits or may refute a claim and deny to pay. An initial meeting with us is completely free and you are under no obligation to hire us once we determine your eligibility to pursue a claim for compensation.
Disputes With Liability
Insurers often deny car accident claims due to liability disputes. Once the insurance company conducts their own investigation into what happened, they may decide that the police or local law enforcement were incorrect in assigning blame to their policyholder.
The insurer could also claim that neither party was responsible for the accident. The other driver may say that a vehicle defect or poor repair job was the cause of the accident. His or her insurance company may decide to deny liability, claiming that a manufacturer or repair company is responsible for your damages. In some cases, they may even try to shift liability for the accident on to you.
If the insurance company is adamant that the other driver is not at-fault for the accident, they will likely refuse to pay your damages or try to get you to settle for less than the value of your claim.
Disputes With Compensation Amount
An insurer may deny a car accident claim due to compensation disputes. If the insurance company thinks that you are pursuing more compensation than needed, they may choose to pay some of your damages or refuse to pay out entirely. This issue can arise when an insurer believes that you sought medical care that was not necessary.
Your injury and its severity may also be questioned. The other driver’s insurance company may say that your diagnosis seems disconnected based on the impact of the accident or that your medical bills are excessive. An insurer may even dispute that the costs to repair your vehicle are too high or took too long.
How to Settle a Car Accident Claim
When an insurance company refuses to pay your damages after a car accident, there are certain things you can do to settle the claim and recover the compensation you need.
One of the most important things is seeking legal representation as soon as possible. A lawyer who has experienced handling these cases will be able to determine why the other driver’s insurance company refused to pay out. He or she could communicate and negotiate with the insurance company for you.
Accident victims who retain legal services often obtain more compensation than those who do not. If a claim is further disputed and a settlement cannot be reached, your lawyer may go to trial if necessary to secure fair compensation.
Call Our Firm for Help With Claim Disputes
If you need assistance with your claim, we recommend getting in touch with a Windsor car accident lawyer from our firm. We have many years of experience helping accident victims pursue the compensation they need to help cover their medical expenses, car repairs and other-related damages.
We look forward to reviewing your situation in a complimentary consultation. You are under no obligation to move forward with our firm, but if you do, there are no fees unless we help you win.
Call us at (866) 320-4770 to see how we may be able to help.