Insurance Law Blog

CBC News Talks to Jennifer Bezaire About the Impartiality of Ontario’s License Appeal Tribunal

Questions are being asked about impartiality at the License Appeal Tribunal (LAT), an independent agency that hears car crash insurance disputes between policyholders and their insurance companies. The Ontario Trial Lawyers Association has requested an investigation of the LAT after four adjudicators left the tribunal for positions at private insurance companies. One of the four... Read More

Windsor Residents Worry About Rising Health Care Costs After Out-of-Province Coverage Cuts in 2020

On January 1, 2020, Ontario’s OHIP insurance system will only cover kidney dialysis (up to $210 per day) outside the province. The health plan will no longer provide coverage outside the province. For snowbirds and others who regularly obtain health care outside the province, there is growing concern that health care premiums will increase. Many... Read More

Lynn Martin Show Interviewed Partner Jennifer Bezaire on Concerns About “Liability Chill”

On Tuesday morning at 9 a.m., partner Jennifer E. Bezaire was a guest on the Lynn Martin show on a.m. 800. Bezaire was on to discuss why municipalities are concerned about joint and several liability and to explain this legal concept and the obligations it imposes on municipalities and property owners. Premier Doug Ford recently... Read More

Survey on Auto Insurance Affordability and Accessibility in Ontario

The Ontario government is considering making massive changes to the auto insurance system to make this type of insurance more accessible and affordable. That is why the government is conducting a public survey to find out what people think about auto insurance and putting people first. The survey includes seven statements that users can agree... Read More

TD Bank Denies Insurance Claim for Woman Who Needs Bone Marrow Transplant and Chemotherapy

A 29-year-old woman from Whitby, Ontario needs multiple treatments because she has aplastic anemia and paroxysmal nocturnal hemoglobinuria (PNH), putting her at risk of catching an infection she cannot fight off. That is why she filed a critical insurance claim with the policy she obtained from TD Bank’s insurance arm. She has $300,000 worth of... Read More

What Is the Threshold in Pain and Suffering Claims?

If a person injured in auto accident in Ontario wants to pursue compensation for pain and suffering, the victim’s injuries must exceed the threshold of severity established by the Insurance Act. However, this can be difficult to do. The Windsor car crash lawyers of Greg Monforton & Partners can help you determine if you are... Read More

4 Things to Keep in Mind When Dealing with Insurance Adjusters

When you are in an accident, the immediate aftermath is an incredibly confusing time. In addition to recovering from your injuries, an accident can disrupt your life in many ways. From missing time from work or school to dealing with repairing or replacing your vehicle, the disruptions to your life can be substantial. In the... Read More

How Does No-Fault Insurance Affect Your Car Accident Claim?

Ontario has a no-fault car insurance system, which means your insurance company will always pay your benefits after an accident, regardless of who is at fault. This means that even if you were not responsible for an accident, you will file a claim with your own insurance company rather than the at-fault party’s insurer. This... Read More

Six Examples of Insurance Bad Faith

Insurance companies have a legal obligation to act in “good faith” to investigate, negotiate and settle claims filed by policy holders within a timely manner. If your insurance provider fails to uphold its end of the contract and wrongfully denies, delays or minimizes a valid claim, it may be acting in “bad faith” and can... Read More

Ontario Auto Insurance Providers Reducing Coverage

On June 1, significant changes to mandatory auto insurance in Ontario will go into effect. Although the changes will save drivers money in cheaper premiums, it will also reduce the amount of benefits you will receive if you are involved in a car accident. The changes will reduce the cost for basic coverage by 3.7... Read More