Every province throughout Canada requires each car driven on public roadways to be insured. These insurers want to assist in protecting drivers and passengers from drivers who continue to operate their vehicles without any form of insurance. It is this reason that insurers are providing coverage's for injuries or damages caused to drivers and their vehicles by another driver that does not possess insurance.
In Ontario, the amount of this coverage ranges from zero up to $25,000.
At Greg Monforton & Partners, our car accident lawyers have dedicated ourselves to providing aggressive representation to individuals injured due to the negligent actions of drivers without insurance. Our lawyers will seek the maximum compensation benefits available to those who have suffered from injuries and damages to these motorists.
Begin exploring your legal rights by calling us today at (866) 320-4770.
Uninsured Motorist Insurance
Ontario's Provincial Polices highway safety division has stated that there are nearly 2,100 uninsured vehicles involved in accidents on Ontario roadway each year. When a driver is involved in an accident which is caused by an uninsured driver, it can pose extreme difficulty when attempting to recover damages, medical expenses, lost wages, pain and suffering, and property damage.
This can cause accident victims to feel extremely frustrated while trying to recoup from the losses and damages associated with such accidents. In these types of situations, insurance agencies will use jargon which is difficult for the average individual to understand. If you are unsure if your policy includes uninsured motorist coverage, we welcome you to contact our lawyers to review your policy and provide guidance on the legal options which may be available to you.
Underinsured Motorist Coverage
In some cases, the at-fault driver may have an insurance policy that does not entirely cover all of the damages and injuries that have been caused. This leaves the injured victim in a situation where they may struggle to pay for damages and injuries that were not their fault.
In these types of situations, it is advised to speak with an lawyer and begin exploring your legal options in order to be fully compensated for all losses and damages which have occurred due to the actions of a negligent individual.
Types of Damage Claims
Following a car accident with an uninsured motorist, the injured victims may be eligible to pursue compensation benefits from the at-fault party, no matter if their insurance covers the accident or not. These compensation benefits are intended to compensate injured victims for their monetary losses. Some common forms of damages which may be awarded in a car accident lawsuit could include:
- Funeral expenses
- Future medical bills
- General damages
- Household services
- Loss of consortium
- Loss of consortium of a child
- Loss of current wages
- Loss of earning capacity
- Loss of enjoyment of life
- Loss of future wages
- Loss of society and companionship
- Mental anguish
- Pain and suffering
- Past medical bills
Of course, these are simply a few common forms of compensation benefits rewarded for injuries and damages following a car accident. It is advised to speak with an lawyer to begin exploring your legal options.
Contact Our Lawyers Today
The leading Windsor personal injury lawyers at Greg Monforton & Partners believe that if you or a loved one has been injured in a car accident caused by an uninsured motorist, and you are struggling to pay for the many expenses, the victim may be eligible to receive the compensation benefits for all losses and damages. With our office located in Windsor, Ontario, our lawyers are able to serve clients throughout the entire province of Ontario and elsewhere needed.
Some of the Ontario locations our lawyers serve include:
- Lansdowne House
- Owen Sound
Our lawyers also serve the surrounding cities, towns, and suburbs of these areas all while operating on a contingency fee basis. This means that we will not charge you for any of our services unless a successful verdict or settlement has been met and you recover.
To begin exploring your legal options, call us today at (866) 320-4770.