Ontario Insurance Law Blog

Windsor Residents Worry About Rising Health Care Costs After Out-of-Province Coverage Cuts in 2020

On January 1, 2020, Ontario’s OHIP insurance system will only cover kidney dialysis (up to $210 per day) outside the province. The health plan will no longer provide coverage outside the province. For snowbirds and others who regularly obtain health… Read More

Lynn Martin Show Interviewed Partner Jennifer Bezaire on Concerns About "Liability Chill"

On Tuesday morning at 9 a.m., partner Jennifer E. Bezaire was a guest on the Lynn Martin show on a.m. 800. Bezaire was on to discuss why municipalities are concerned about joint and several liability and to explain this legal concept and the obligations… Read More

Survey on Auto Insurance Affordability and Accessibility in Ontario

The Ontario government is considering making massive changes to the auto insurance system to make this type of insurance more accessible and affordable. That is why the government is conducting a public survey to find out what people think about auto… Read More

TD Bank Denies Insurance Claim for Woman Who Needs Bone Marrow Transplant and Chemotherapy

A 29-year-old woman from Whitby, Ontario needs multiple treatments because she has aplastic anemia and paroxysmal nocturnal hemoglobinuria (PNH), putting her at risk of catching an infection she cannot fight off. That is why she filed a critical insurance… Read More

What Is the Threshold in Pain and Suffering Claims?

If a person injured in auto accident in Ontario wants to pursue compensation for pain and suffering, the victim’s injuries must exceed the threshold of severity established by the Insurance Act. However, this can be difficult to do. The Windsor car crash… Read More

4 Things to Keep in Mind When Dealing with Insurance Adjusters

When you are in an accident, the immediate aftermath is an incredibly confusing time. In addition to recovering from your injuries, an accident can disrupt your life in many ways. From missing time from work or school to dealing with repairing or replacing… Read More

How Does No-Fault Insurance Affect Your Car Accident Claim?

Ontario has a no-fault car insurance system, which means your insurance company will always pay your benefits after an accident, regardless of who is at fault. This means that even if you were not responsible for an accident, you will file a claim with… Read More

Six Examples of Insurance Bad Faith

Insurance companies have a legal obligation to act in “good faith” to investigate, negotiate and settle claims filed by policy holders within a timely manner. If your insurance provider fails to uphold its end of the contract and wrongfully denies, delays… Read More

Changes to Mandatory Auto Insurance Coverage

On June 1, significant changes to mandatory auto insurance in Ontario will go into effect. Although the changes will save drivers money in cheaper premiums, it will also reduce the amount of benefits you will receive if you are involved in a car accident. The… Read More

Greg Monforton Delivers Presentation on Reforming the FSCO in Rehab First Seminar Series

Windsor injury lawyer Greg Monforton spoke to an audience at the Huron Church Holiday Inn this past Friday, June 14, about Reforming the Financial Services Commission of Ontario (FSCO) in a seminar series sponsored by Rehab First.  Read Greg Monforton's… Read More